Motor Insurance Database UK

Hi,

I am insured, but for some reason not listed with the MID.

Is it best to be registered?

Thanks

 

The insurance company will do that automatically (usually within seven days
of issue) - but some of the 'cheaper companies' don't always comply.

Don't worry, if you get stopped by the plod, simply either show them your
Certificate of Insurance or tell them the name of the company - and they
will either telephone the company there and then, or give you some
documentation and tell you to produce the Certificate of Insurance, Driving
Licence (and MOT Certificate if it's required) at a police station of your
choice within seven days -- and this will usually be *after* they have given
your car a good going over to make sure that lights, tyres etc are
working/legal.

Remember, there is *NO* legal requirement forcing you to carry *ANY* of your
driving documents with you at all times.

 

There is however a legal requirement (AIUI) for your insurance company to
put you on the database within 7 days of the insurance becoming effective.
You could email your insurance and tell them to get their finger out.

Steve

 

Thanks to both.

Best wishes.

A

Ps. Sounds like its more convenient to be on rather than off the list

 

DVLA use the database when issuing Tax Discs on line and the Police use them
when checking number plates with cameras. The image from the camera
identifies the reg number and queries the road tax, mot and insurance
databases in split seconds. If any of the three comes up negative a police
motor bike hares after you and pulls you over. They have been doing this a
lot around here lately.

 

Got to do somthing with the council tax we all have to pay .

 

They're probably doing it on your side of the river as well. Staines Road
West and Halliford Road seem to be the favourites over here.

 

Give it to me to spend , i can find a lot of use for the money.lol lol

 

I see that my car is now registered on the MID.

I can see the make and model, but no other details.

Can I view more complete details?

As a matter of interest, if I sell the car, or remove it from the
road, etc., how would I go about removing the details from the MID?

Thanks

A

 

Don't know about seeing more details. However I assume that if you sold or
SORNed the car you would cease or lay up your insurance and the insurance
company would then be obliged to re-notify the database. If you kept the
insurance running (silly in those circumstances) it would remain as is - but
it would of course still be accurate, the vehicle would still be insured.

 

Yes, I agree

Best wishes.

A

Ps. Pity we can't see more details. If we changed insurance companies
or made other changes, it would be nice to know that the MID has been
edited.

 

But it makes it *EASIER* for everyone if you do.

 

It also makes it *easier* for a thief to pass off a *stolen* car as his/her
own and 'sell' it on to some unsuspecting person when the logbook, MOT and
insurance certificates are stolen along with the car.

Particulraly so when some numpty of a driver leaves them (along with a spare
key) in the glove compartment, behind the sun visor, in the door pocket or
even under the seats - years ago, I even saw the full set of documents left
on the passenger seat of a parked!

Nope. in 44 years of driving, the only document I have ever carried is my
driving licence (and I'm still using the old paper licence [1]) and never
had a problem with the law over it.

[1] And will continnue to do so until my 70th birthday in 9 years time
when I have to legally apply for a new one.

Cash

 

I drive abroad quite often, so am used to carrying documentation
(including vehicle registration certificate etc,) which I DO NOT leave
in the car overnight, unless I stay in a hotel that has secure parking
facilities.
[Ref 1] Yes been there, 80th in 7 yrs time, but what the hell I'll keep
going and enjoying while I can afford it. never had a vehicle or
contents stolen in 56 yrs of driving , ( or an accident either) you
just have to be careful where you park it.
Don

 

We are talking about a Government (or at least Quasi Government) database.
Personally I think it's a bloody miracle that it does more than give the
current date and time. ;o)

 

Saying things like that is called pushing your luck ;o)
(my paper one runs out in three years).

 

Yes you're probably right, the grim reaper maybe listening
Cheers
Don

 

Don,

The only time a car of ours was stolen was from where SWMBO had carefully
parked it off-road in our drive - and some f*****g scumbag broke into the
house, took the car keys and the car - we got it back several weeks later!

Cash

 

It's alright - he's stopped using Usenet and has moved onto web forums,
'cos he wanted animated smilies and an avatar next to all his posts.